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(The Center Square) – The head of Indianapolis-based insurance company OneAmerica said the death rate is up a stunning 40% from pre-pandemic levels among working-age people.

“We are seeing, right now, the highest death rates we have seen in the history of this business – not just at OneAmerica,” the company’s CEO Scott Davison said during an online news conference this week. “The data is consistent across every player in that business.”

OneAmerica is a $100 billion insurance company that has had its headquarters in Indianapolis since 1877. The company has approximately 2,400 employees and sells life insurance, including group life insurance to employers in the state.

Davison said the increase in deaths represents “huge, huge numbers,” and that’s it’s not elderly people who are dying, but “primarily working-age people 18 to 64” who are the employees of companies that have group life insurance plans through OneAmerica.

“And what we saw just in third quarter, we’re seeing it continue into fourth quarter, is that death rates are up 40% over what they were pre-pandemic,” he said.

“Just to give you an idea of how bad that is, a three-sigma or a one-in-200-year catastrophe would be 10% increase over pre-pandemic,” he said. “So 40% is just unheard of.”

Davison was one of several business leaders who spoke during the virtual news conference on Dec. 30 that was organized by the Indiana Chamber of Commerce.

Most of the claims for deaths being filed are not classified as COVID-19 deaths, Davison said.

“What the data is showing to us is that the deaths that are being reported as COVID deaths greatly understate the actual death losses among working-age people from the pandemic. It may not all be COVID on their death certificate, but deaths are up just huge, huge numbers.”

He said at the same time, the company is seeing an “uptick” in disability claims, saying at first it was short-term disability claims, and now the increase is in long-term disability claims.

“For OneAmerica, we expect the costs of this are going to be well over $100 million, and this is our smallest business. So it’s having a huge impact on that,” he said.

He said the costs will be passed on to employers purchasing group life insurance policies, who will have to pay higher premiums.

The CDC weekly death counts, which reflect the information on death certificates and so have a lag of up to eight weeks or longer, show that for the week ending Nov. 6, there were far fewer deaths from COVID-19 in Indiana compared to a year ago – 195 verses 336 – but more deaths from other causes – 1,350 versus 1,319.

These deaths were for people of all ages, however, while the information referenced by Davison was for working-age people who are employees of businesses with group life insurance policies.

At the same news conference where Davison spoke, Brian Tabor, the president of the Indiana Hospital Association, said that hospitals across the state are being flooded with patients “with many different conditions,” saying “unfortunately, the average Hoosiers’ health has declined during the pandemic.”

In a follow-up call, he said he did not have a breakdown showing why so many people in the state are being hospitalized – for what conditions or ailments. But he said the extraordinarily high death rate quoted by Davison matched what hospitals in the state are seeing.

"What it confirmed for me is it bore out what we're seeing on the front end,..." he said.

The number of hospitalizations in the state is now higher than before the COVID-19 vaccine was introduced a year ago, and in fact is higher than it’s been in the past five years, Dr. Lindsay Weaver, Indiana’s chief medical officer, said at a news conference with Gov. Eric Holcomb on Wednesday.

Just 8.9% of ICU beds are available at hospitals in the state, a low for the year, and lower than at any time during the pandemic. But the majority of ICU beds are not taken up by COVID-19 patients – just 37% are, while 54% of the ICU beds are being occupied by people with other illnesses or conditions.

The state's online dashboard shows that the moving average of daily deaths from COVID-19 is less than half of what it was a year ago. At the pandemic's peak a year ago, 125 people died on one day – on Dec. 29, 2020. In the last three months, the highest number of deaths in one day was 58, on Dec. 13.

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titleJapan's Handling of Covid

Japan’s government, unlike the governments in most countries in the “free” world, refuses to force and intimidate its population to get vaccinated against covid-19.

An official statement on its health ministry website reads as follows:

“Although we encourage all citizens to receive the COVID-19 vaccination, it is not compulsory or mandatory.

Vaccination will be given only with the consent of the person to be vaccinated after the information provided.

Please get vaccinated of your own decision, understanding both the effectiveness in preventing infectious diseases and the risk of side effects.

No vaccination will be given without consent.

Please do not force anyone in your workplace or those who around you to be vaccinated, and do not discriminate against those who have not been vaccinated.”

Japan’s approach to vaccinating its population appears to be in stark contrast to that practiced in the west.

Not only vaccine mandates are now being enforced in Europe and America, governments like that in Germany, by far the most totalitarian when it comes to dealing with Covid, is now openly inciting hatred against people who do not want to get vaccinated, and removes them from society and the public sphere.

The Japanese approach seems to be working seeing how almost 80% of its population is now fully vaccinated.

In the past Japan, unlike governments in Europe and America, also refused to impose a national lockdown on its population, resorting only to declaring a state of emegency and imposing only localized lockdowns in specific places and cities.

Japan’s approach to fighting the pandemic seems to have paid of, as it has one of the lowest death tolls from covid in the world per its population.

With the oldest population in the world, and with almost 125 million Japanese, Japan saw only around 18,000 deaths from covid in the last 2 years.

In comparison, France, which has half of the population that of Japan, had over 121,000 deaths from covid, and counting.

However you never see any mention of this on the corporate media, which praises countries like France and Germany and its leaders for the “good job” they did and how “well” they handled the pandemic.

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